Public Liability Insurance – Product Disclosure Sheet (ENG/ BM)
Public Liability Insurance
The Public Liability Insurance Policy is designed to protect the insured in respect of his legal liability to pay compensation for accidental bodily injury or accidental damage to the property of the other person caused by or through the negligence of the insured or his employees or by any defect in the premises owned or any defects in the ways, works of the insured. In addition, the Policy also pays for the litigation costs and expenses for defense that are incurred with the written consent of the Company.
Scope of Cover
The company shall indemnify the Insured against all sum which the Insured shall become liable at law for damages and claimant's costs and expenses in respect of :
- accidental bodily injury to any person not being a member of the Insured's household or any person in the service of the Insured.
- accidental damage to property not belonging to or in the custody or control of the Insured.
- any legal expenses incurred by the Insured in defending legal proceedings with the Company's written consent.
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