Group Term Life Premier

Customised protection for your employees.

At Zurich, we share your motivation to succeed and we will work hand-in-hand with you to tailor solutions that will protect your business. Group Term Life Premier is a non-participating yearly renewable group term life plan that allows you to customise the coverage for your employees; so that together, you’re always prepared for any unforeseen events. Apart from providing death, terminal illness and repatriation benefits, the plan also provides you with the flexibility to enhance coverage with a wide range of optional riders available.

What is the scope of cover?

Keep those who matter most to your organisation protected with the following Group Term Life Premier benefits:

BASIC BENEFITS	DESCRIPTION
Death	Lump sum payment of Death benefit in the event of Death arising from any cause.
Terminal Illness	Lump sum payment of Terminal Illness benefit upon diagnosis of Terminal Illness. This benefit accelerates the Death Benefits.
Repatriation Benefits	Payment of full cost of repatriation of mortal remains, subject to fixed amount as stated in the policy documents.

OPTIONAL BENEFITS	DESCRIPTION
Group Hospitalisation & Surgical Rider	Payment of hospitalisation and surgical expenses incurred due to sickness, diseases or accidental causes.
Total and Permanent Disability (TPD) Premier Rider	Lump sum payment of Total and Permanent Disability benefit in the event of Total and Permanent Disability.
Partial & Permanent Disablement Premier Rider	Payment of Partial and Permanent Disablement benefit in accordance with the Scale of Benefits in the policy documents.
Critical Illness Premier Rider	Payment of Critical Illness benefit as per Schedule of Benefit upon diagnosis of any of the 36 Critical Illnesses.
Funeral Expenses Premier Benefit Rider	Lump sum payment of Funeral Expenses benefit upon receipt of proof of Death.
Accidental Death and Disablement Premier Rider	Lump sum payment of Accidental Death and Disablement benefit based on Schedule of Benefit in the event of Death or Total and Permanent Disablement arising from accidental cause.

Note:

For further details of the terms and conditions of the benefits, please refer to product disclosure sheet and policy documents.
Please refer to the policy documents on the definition of Terminal Illness and Critical Illness.