Product Liability Insurance

Product Liability Insurance

Protection against financial costs if your products are compromised.

Anyone involved in the product design, manufacture or supply chain has a responsibility in ensuring that the products concerned does not cause harm. Product Liability Insurance is designed to indemnify the manufacturer or supplier of the 'defective' product against losses resulting in bodily injury or property damage arising from its use, in the event the victim enforces his legal rights.

What benefits do I get?

Product Liability Insurance will pay you as an Insured Manufacturer, claims arising for the following:-

  • Design Defect
  • Manufacturing Defect
  • Marketing Misrepresentation

This is a liability policy commonly written in a “Claims-Made Basis” form, which will indemnify you against all losses from persons who have purchased your products, arising from the consumption or use of the product giving rise to the following:

  • Accidental bodily injury
  • Accidental damage to property
  • Any legal expenses incurred by you in defending legal proceedings with the Zurich’s written consent

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Protection against financial costs if third-parties are damaged by your business.

Learn about Public Liability Insurance