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Important Notice

Please be informed that medical plans underwritten by Zurich Life Insurance Malaysia Berhad and Zurich Takaful Malaysia Berhad provide coverage for COVID-19 caused by SARS-CoV-2 (2019 novel coronavirus), subject to the terms and conditions specified in the respective plans. Zurich will waive the standard exclusion and continue to provide coverage, should the Ministry of Health classify the SARS-CoV-2 as among ‘communicable diseases requiring quarantine by law’. In the event you have / suspected to have contracted the SARS-CoV-2, please seek immediate medical attention. For enquiries, please email us at

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Flexi PA

Flexible protection you can customise to suit your individual needs.

On top of basic coverage, you can enjoy the flexibility to select other optional benefits such as medical reimbursement, daily hospital income and weekly indemnity. With this plan, you’ll have the flexibility to move ahead.
  • What benefits do I get?

    You'll get the basics...

    Accidental Death Benefit

    Pays the Principal Sum Insured in the event of accidental death.

    Accidental Permanent Disablement

    Pays up to the Principal Sum Insured due to accident as per schedule stated in the Table of Benefits for Death and Permanent Disablement.

    ... and you're free to add any of these optional benefits.

    Medical Reimbursement

    If you were in an accident, we will reimburse you within 52 weeks from the date of accident. Includes hospital room and board, clinical, outpatient, surgical treatment due to accident and also including the following:

    • Medical Report / Post-mortem Fee - Reimburse up to RM150 per accident.
    • Ambulance Fee - Pays up to RM500 consequent upon an accident.
    • Malaria, Dengue or Japanese Encephalitis - Reimburse up to full amount of Medical Reimbursement benefit subject to maximum of plan chosen.

    Weekly Indemnity

    If you were in an accident, and you’re unable to attend work (as certified by a registered medical practitioner), you’ll be paid up to 52 week.

    • Temporary Total Disability - 100% of the benefit amount.
    • Temporary Partial Disability - 50% of the benefit amount.

    Daily Hospital Income

    If you were hospitalized for more than 12 hours due to an accidental injury, you will be paid a daily income up to 120 days.
  • Who is eligible for this plan?
    Any person aged between 18 and 65 years old, and falls between the occupational class of 1, 2 & 3. This policy allows renewal of up to age 75 years old.
  • Where can I get more information?
  • Contact us.

    Meet a Zurich Insurance Agent

    Meet A Zurich Agent

    Locate Your Nearest Zurich Branch  

    Locate Your Nearest Zurich Branch

    Contact Our Zurich Call Centre     

    Contact Our Zurich Call Centre

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