Personal Sentinel V3
Essential protection for your safety.
At Zurich, we know how important it is to protect yourself so that you don't have to burden your loved ones with the rising cost of medical bills. With Personal Sentinel V3, enjoy greater protection for as low as RM0.39/day through our comprehensive personal accident protection plan that covers you for you to live your life on your own terms.
Accidental Medical Coverage
Get up to RM15,000 of accidental medical coverage.
Annual traditional treatment reimbursement up to RM1,000.
Double indemnity cover for e-hailing services (e.g. Grab).
Cashless admission & discharge from hospitals for accidents.
Enjoy Renewal Bonus up to 150% and no impact to your Renewal Bonus when a claim is made!
|B||Accidental Permanent Disablement||50,000||100,000||200,000||300,000||500,000||750,000||1,000,000|
*Death on public conveyance
*Death on Grab, or e-hailing services
*Total Paralysis or Quadriplegia
*Death due to fire at own residence
|D||Accidental Medical Expenses||5,000||6,000||6,500||7,500||10,000||12,000||15,000|
*Medical and Post-mortem Report Fees
|RM50 per visit, up to a maximum of 500||RM50 per visit, up to a maximum of 1000|
|D3||*Dengue Fever, Malaria & Japanese Encephalitis||5,000||6,000||6,500||7,500||10,000||12,000||15,000|
|D5||*Cashless Hospital Admission||5,000||6,000||6,500||7,500||10,000||12,000||15,000|
|E||Weekly Benefit (optional)|
|E1||*Temporary Total Disablement||50||100||120||150||250||350||500|
|E2||*Temporary Partial Disablement||25||50||60||75||125||175||250|
|F||Daily Hospital Income||90||90||90||120||180||200||250|
|G||Death due to Zika or Chikungunya||10% of Principal Sum Insured|
|H||Death due to Dengue, Malaria, Japanese Encephalitis||10% of Principal Sum Insured|
|J||Prosthesis / Wheelchair - Permanent Total Disablement||2,500|
|K||Prosthesis / Wheelchair - Partial Disablement||250|
|L||Dental Correction or Corrective Cosmetic Surgery||5,000|
|M||Kidnap Benefits||5,000 for expenses and 25,000 for reward|
|N||Blood Transfusion||10% of Principal Sum Insured|
|O||Permanent Impotency or Infertility||10% of Principal Sum Insured|
|P||Personal Liability||2 times of Principal Sum Insured|
|Q||Renewal Bonus||15% per year on Principal Sum Insured, up to a maximum of 150%|
|R||Referral Emergency Assistance Programme||Up to USD1,000,000|
*Please refer to the policy contract for the benefits description under this policy.
*Duration of cover is for one year. You need to renew your insurance cover annually.
*The total amount payable for benefit D1 to D5 shall not exceed the limit of benefit D.
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