Comprehensive medical plan that is easy on your pocket. 

MaxMedic is a unit deducting rider which provides coverage on hospitalisation and surgical expenses incurred due to accidental injuries or illnesses covered under the policy. This plan will require the policyholder to pay for part of the total eligible expenses (Co-Insurance).

What benefits do I get?

  • Comprehensive medical benefits
  • Higher lifetime limits, 10 times of overall annual limits
  • Guaranteed renewal up to age 80
  • Out-patient cancer treatment and kidney dialysis treatment
  • Out-patient physiotherapy treatment
  • More affordable cost of insurance
  • 5 plans to choose from

The MaxMedic medical card is accepted by participating hospitals nationwide. These hospitals have been invited to participate as “Member Choice Hospitals” and offer certain privileges and benefits to our policyholders on admission and discharge. MediExpress (M) Sdn. Bhd. has been appointed to provide the services of hospitalisation for our policyholders. The MediExpress toll-free phone number is 1-300-80-0020.
Besides, this plan also provides international assistance program on medical assistance, referral services on travel, car or home assistance with the Emergency Assistance Program (EAP).

MaxMedic rider insured person will enjoy additional benefits under the Emergency Assistance Program (EAP), which offers the following services:

  • International Medical Assistance
  • Travel Assistance*
  • Car Assistance*
  • Home Assistance*

* Referral services only. Any expenses and/or liabilities incurred for such services shall be borne by the policyholder. These services are provided by a third party and the continuation of these services are subject to the agreement between Zurich Insurance Malaysia Berhad and Asia Assistance Network (M) Sdn. Bhd.

Is there a range of plans that I can choose from?

Schedule of Benefits

Overall Annual Limit 50,000 75,000 100,000 125,000 150,000
Overall Lifetime Limit 500,000 750,000 1,000,000 1,250,000 1,500,000
Hospital Room And Board
(max. 200 days per annum)
110 160 210 310 400
Intensive Care Unit / High Dependency Unit
(max. 30 days per annum)
As charged, subject to co-insurance of 10%, with
a minimum of RM200 and a maximum of RM1,000.
Hospital Supplies And Services
In-Hospital Physician Visit
(max. 200 days per annum)
Surgical Fees
Anaesthetist Fees
Operating Theatre
Pre-Hospital Diagnostic Tests
(within 60 days prior to admission)
As charged, subject to co-insurance of 10%,
with a maximum of RM2,000
Pre-Hospital Specialist Consultation
(within 60 days prior to admission)
Post-Hospitalisation Treament
(within 60 days from discharge)
Out-Patient Physiotherapy Treatment
(within 90 days from discharge/surgery)
Out-Patient Kidney Dialysis Treatment
Out-Patient Cancer Treatment
Home Nursing Care
(max. 180 days per life)
Emergency Accidental Out-Patient Treatment
(within 72 hours from accident and follow-up treatment up to a max. of 31 days)
Ambulance Fees
(max. limit per disability)
300 350 400 500 750
Daily Cash Allowance At Government Hospital
(max. 200 days annum)
50 60 70 80 90
Insured Child's Daily Guardian Benefits
(max. limit per disability)
200 250 300 350 400
Medical Report Fees
(max. limit per disability)
80 80 100 100 100
Goods and Services Tax (GST) As charged
International Medical Assistance Programme In accordance with the benefit provisions in Emergency Assistance Programme agreement

For hospital and surgical benefits (except room and board), the policyholder pays 10% of the total eligible amount subject to a minimum co-insurance amount of RM200 per claim and a maximum co-insurance amount of RM1,000 per claim.

For out-patient treatment benefits, the policyholder pays 10% of the total eligible expenses subject to a maximum co-insurance amount of RM2,000 per claim.

Who is eligible for this plan?

Insured: 30 days to 59 years old, renewal up to age 80. Policyholder: 18 years old and above

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