MedicaGen 200

MedicaGen 200

Prepares you for costly medical expenses with comprehensive protection.

The value of one’s life cannot be expressed in dollars and cents. But one thing that can is the high price of an unfortunate life-changing incidents. MedicaGen 200 is designed to protect you against costly medical expenses in such an event.

What benefits do I get?

  • Renewable up to age 75.
  • High annual limits and lifetime limits.
  • Protection with a Lifetime Limit up to 3 times the Overall Annual Limit.
  • Inclusive of personal Accident cover of RM 50,000.
  • Easy access to extensive network of panel hospitals.

Is there a range of plans that I can choose from?

Schedule of Benefits

PLANS PLAN 1 PLAN 2 PLAN 3 PLAN 4
LIMIT (RM)
Overall Annual Limit 35,000 50,000 70,000 120,000
Lifetime Limit - During the first two (2) policy years 25,000 50,000 70,000 120,000
Lifetime Limit - Thereafter, provided insured has been claims free for the Preceding two (2) policy years 105,000 150,000 210,000 360,000
LIMIT PER DISABILITY
HOSPITAL BENEFITS
Hospital Room & Board
(Max. 365 days per annum)
110 160 210 360
Intensive Care Unit
(Max. 60 days per annum)
As Charged
Hospital Supplies & Services
Surgical Fees
Anaesthetist Fees
Operating Theatre
Pre-Hospital Diagnostic Tests
(within 60 days prior to admission)
Pre-Hospital Specialist Consultation
(within 60 days prior to admission)
In-Hospital Physician Visit
(max. 365 days per annum)
Post Hospitalisation Treatment
(within 31 days from discharge)
OUTPATIENT BENEFITS
Emergency Accidental Outpatient Treatment
(within 24 hours and follow-up treatment to a max.of 31 days)
As Charged
Outpatient Physiotherapy Treatment
(within 90 days from discharge / surgery)
Ambulance Fees 350 500 700 1,200
Outpatient Kidney Dialysis Treatment
(per annum)
11,000 16,000 21,000 36,000
Outpatient Cancer Treatment
(per annum)
22,000 32,000 42,000 72,000
OTHER BENEFITS
Daily-Cash Allowance at Government Hospital
(max. 365 days per annum)
100 100 100 100
Home Nursing Care
(per annum)
1,500 1,500 1,500 1,500
Insured Child's Daily Guardian Benefit
(max. per disability)
200 250 300 400
Medical Report Fees 80 80 100 100
Government Service Tax As Charged
PERSONAL ACCIDENT @ AGE 75
Accidental Death & Dismemberment 50,000 50,000 50,000 50,000

Who is eligible for this plan?

Anyone aged between one (1) year up to sixty (60) years old (age next birthday) and who is in good health.

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