MediLove

MediLove

Essential health coverage for peace of mind.

Your life absolutely matters, and even more so to your loved ones. That’s why when we design a policy with the essentials, it would still make for a fine companion to have with you in life.

What benefits do I get?

You'll get to enjoy these privileges:

medical card

Medical Card

Just present your card at any participating hospital to facilitate your admission.
tax relief

Tax Relief

Claim up to RM3,000 in tax relief for medical premiums paid. However, this amount is subject to the current terms and conditions of the income tax relief provisions.
Call centre

24 Hour Call Centre

Get round-the-clock assistance on medical referrals, and monitoring both locally and overseas. Its just a toll-free phone call away: 1-800-88-2318 (MICARES)
easy claims

Easy Claims

Say goodbye to preparing and submitting claims. All expenses under MediLove plans will be paid directly to the hospitals. No more hefty bills and all you need to do is settle your excess charges, if any.

Is there a range of plans that I can choose from?

Schedule of Benefits

PLANS PLAN 1 PLAN 2 PLAN 3 PLAN 4 PLAN 5 PLAN 6
LIMIT (RM)
Overall Annual Limit 10,000 20,000 30,000 50,000 100,000 150,000
LIMIT PER DISABILITY
HOSPITAL BENEFITS
Daily Hospital Room & Board (Max. 200 Days) 60 80 120 200 350 450
Intensive Care Unit (Max. 90 Days) 120 160 250 400 500 600
Hospital Supplies and Services **As Charged**
(Subject to Reasonable & Customary Charges)
Operating Theatre
SURGICAL BENEFITS
Surgical expenses comprising the following but excluding organ transplantation:
• Pre-Surgical Diagnostic Test (Within 60 days prior to admission)
• Pre-Surgical Specialist Consultation (Within 60 days prior to admission)
• Surgical Fees
• Anaesthetist Fees
**As Charged**
(Subject to Reasonable & Customary Charges)
MEDICAL BENEFITS
Medical expenses for non-surgical treatment, comprising:
• Pre-Surgical Diagnostic Test (Within 60 days prior to admission)
• Pre-Surgical Specialist Consultation (Within 60 days prior to admission)
• In-Hospital Physician Visit (Max. 60 Days)
• Post-Hospitalisation Treatment (Within 31 days after discharge)
**As Charged**
(Subject to Reasonable & Customary Charges)
OUT-PATIENT BENEFITS
Emergency Outpatient Treatment for Accident only (Within 24 hours and follow-up treatment to a Max. of 31 days)
Outpatient Physiotherapy Treatment (Within 90 days after discharge/surgery)
**As Charged**
(Subject to Reasonable & Customary Charges)
Ambulance Fees
200 250 300 500 700 1,000
Monthly Outpatient Kidney Dialysis & Cancer Treatment
1,000 2,000 3,500 4,000 5,000 6,000
ORGAN TRANSPLANTATION
Heart, Kidney, Lung, Liver, Bone Marrow Transplantation
5,000 12,500 20,000 30,000 50,000 60,000
OTHER BENEFITS
Daily Government Hospital Cash Allowance (Max. 200 days per annum)
25 35 45 50 55 60
Insured Child's Daily Guardian Benefits (Max. 60 days)
25 50 75 100 175 200
Goods and Services Tax (GST) ** As Charged **
PREMIUMS RM
30 days - 17 years 326 381 449 545 673 832
18 - 35 years 351 445 524 636 785 896
36 - 45 years 501 636 749 908 1,122 1,280
46 - 55 years 777 985 1,160 1,408 1,738 1,985
56 - 60 years 1,152 1,462 1,722 2,089 2,580 2,945
61 - 65 years (renewal only) 1,603 2,034 2,395 2,907 3,589 4,097
66 - 70 years (renewal only) 2,155 2,734 3,219 3,906 4,823 5,506

Note: Unless renewed, the coverage will cease on the expiry date and the insurance company shall strictly not be liable for any expenses that take place after the expiry date. Premiums exclude additional Stamp Duty of RM10.

Who is eligible for this plan?

MAXIMUM ENTRY AGE 60 years as of next birthday
MAXIMUM EXPIRY AGE 70 years as of next birthday
MINIMUM ENTRY AGE 30 days as of next birthday

You might also be interested in:

ProLife 36 Super Basic

Lightens your financial burden caused by critical illnesses, death or total & permanent disability.

Learn about ProLife 36 Super Basic
Protect All 300

Enjoy comprehensive personal accident coverage for your whole family.

Learn about Protect All 300