What benefits do I get? You'll get to enjoy these privileges: Medical Card Just present your card at any participating hospital to facilitate your admission. Tax Relief Claim up to RM3,000 in tax relief for medical premiums paid. However, this amount is subject to the current terms and conditions of the income tax relief provisions. 24 Hour Call Centre Get round-the-clock assistance on medical referrals, and monitoring both locally and overseas. Its just a toll-free phone call away: 1-800-88-2318 (MICARES) Easy Claims Say goodbye to preparing and submitting claims. All expenses under MediLove plans will be paid directly to the hospitals. No more hefty bills and all you need to do is settle your excess charges, if any.
Is there a range of plans that I can choose from? Schedule of Benefits PLANS PLAN 1 PLAN 2 PLAN 3 PLAN 4 PLAN 5 PLAN 6 LIMIT (RM) Overall Annual Limit 10,000 20,000 30,000 50,000 100,000 150,000 LIMIT PER DISABILITY HOSPITAL BENEFITS Daily Hospital Room & Board (Max. 200 Days) 60 80 120 200 350 450 Intensive Care Unit (Max. 90 Days) 120 160 250 400 500 600 Hospital Supplies and Services **As Charged** (Subject to Reasonable & Customary Charges) Operating Theatre SURGICAL BENEFITS Surgical expenses comprising the following but excluding organ transplantation: • Pre-Surgical Diagnostic Test (Within 60 days prior to admission) • Pre-Surgical Specialist Consultation (Within 60 days prior to admission) • Surgical Fees • Anaesthetist Fees **As Charged** (Subject to Reasonable & Customary Charges) MEDICAL BENEFITS Medical expenses for non-surgical treatment, comprising: • Pre-Surgical Diagnostic Test (Within 60 days prior to admission) • Pre-Surgical Specialist Consultation (Within 60 days prior to admission) • In-Hospital Physician Visit (Max. 60 Days) • Post-Hospitalisation Treatment (Within 31 days after discharge) **As Charged** (Subject to Reasonable & Customary Charges) OUT-PATIENT BENEFITS Emergency Outpatient Treatment for Accident only (Within 24 hours and follow-up treatment to a Max. of 31 days) Outpatient Physiotherapy Treatment (Within 90 days after discharge/surgery) **As Charged** (Subject to Reasonable & Customary Charges) Ambulance Fees 200 250 300 500 700 1,000 Monthly Outpatient Kidney Dialysis & Cancer Treatment 1,000 2,000 3,500 4,000 5,000 6,000 ORGAN TRANSPLANTATION Heart, Kidney, Lung, Liver, Bone Marrow Transplantation 5,000 12,500 20,000 30,000 50,000 60,000 OTHER BENEFITS Daily Government Hospital Cash Allowance (Max. 200 days per annum) 25 35 45 50 55 60 Insured Child's Daily Guardian Benefits (Max. 60 days) 25 50 75 100 175 200 Goods and Services Tax (GST) ** As Charged ** PREMIUMS RM 30 days - 17 years 326 381 449 545 673 832 18 - 35 years 351 445 524 636 785 896 36 - 45 years 501 636 749 908 1,122 1,280 46 - 55 years 777 985 1,160 1,408 1,738 1,985 56 - 60 years 1,152 1,462 1,722 2,089 2,580 2,945 61 - 65 years (renewal only) 1,603 2,034 2,395 2,907 3,589 4,097 66 - 70 years (renewal only) 2,155 2,734 3,219 3,906 4,823 5,506 Note: Unless renewed, the coverage will cease on the expiry date and the insurance company shall strictly not be liable for any expenses that take place after the expiry date. Premiums exclude additional Stamp Duty of RM10.
Who is eligible for this plan? MAXIMUM ENTRY AGE 60 years as of next birthday MAXIMUM EXPIRY AGE 70 years as of next birthday MINIMUM ENTRY AGE 30 days as of next birthday
Where can I get more information? MediLove Brochure (ENG & BM)(143.87 KB/PDF) MediLove Product Disclosure Sheet(93.75 KB/PDF) MediLove Policy Wordings(134.95 KB/PDF)
Contact us. Meet a Zurich Insurance Agent Send An Enquiry Locate Your Nearest Zurich Branch Locate A Zurich Branch Contact Our Zurich Insurance Call Centre 1300-888-622 Send An Enquiry