Is coverage provided on an occurrence basis or claims made basis?
The coverage afforded by this scheme is on claims made basis, meaning indemnity is provided for claims made against you whilst you are a member of this scheme. You are encouraged to continue being a member of our scheme, as we provide retroactive cover for services that you may have provided for in the past but being sued during the period the policy/certificate is in force. Further, the scheme also offers continuum of cover for members of the scheme who retire or completely cease practice. Therefore, the coverage afforded is comprehensive and meets the requirement of the general medical practitioner.
In the event of a claim against me, what do I do and do I bear anything?
Unlike other takaful plans, there is no deductible applicable. In the event of a claim or if you are aware of a potential claim, please notify Antah Insurance Brokers immediately. The contact details of the scheme managers are stated below.
How do I join this scheme?
Please fill in the enquiry form below. The scheme managers from Antah Insurance Brokers will be in touch with you.
Is my case automatically accepted after I submit my application?
If there is no claim or alleged claim against you before application, we will confirm acceptance to you within 48 hours of receipt via e mail or normal mail stating the effective date of cover. Please call us if you fail to hear from us within a week of your postage.
If there is a claim or alleged claim against me before application, will my application be accepted?
This will be treated separately. We will need the claim and/or alleged claim details and may propose an offer with certain terms and conditions. The contribution may differ from the contribution rates stated in the Application Form.
When will my takaful cover commence?
When we receive your application, we will respond to you within 48 hours as follows:
- We will acknowlege the receipt of the application documents. If your takaful application is acceptable, we will confirm cover on the same day. The certificate shall be issued after your payment has been cleared.
- Please call us if you fail to hear from us within a week of your postage.
If I require further details, who can I speak to?
The scheme managers from Antah Insurance Brokers will be able to assist you: