2025 Berbuka Puasa Bersama Zurich Contest

Berbuka Puasa Bersama Zurich Contest 2025

TERMS AND CONDITIONS

This Berbuka Puasa Bersama Zurich 2025 (“Contest”) is organised by Zurich Life Insurance Malaysia Berhad, Zurich Takaful Malaysia Berhad, Zurich General Insurance Malaysia Berhad and Zurich General Takaful Malaysia Berhad (collectively “the Organisers”).

DURATION

The Contest will run from 19th March 2025, 12:00 PM until 30th March 2025, 11:59 PM (“Contest Period”).

ELIGIBILITY

The Contest is open to all Malaysian citizens and/or permanent residents of Malaysia who are eighteen (18) years of age and above as of 19th March 2025. Employees of the Organisers are not eligible to participate in the Contest.

HOW TO PARTICIPATE:

Step 1: Post a picture of your Buka Puasa Meal in the comment section as your contest entry followed by the hashtag #BerbukaBersamaZurich2025 and tag @https://www.facebook.com/ZurichMYS.

Step 2: Like & Follow Zurich Malaysia on Facebook.

PRIZE

• Grand Prize Winner: 5x RM20 Touch 'n Go reload PIN and 2 Sets of Exclusive Zurich Malaysia Hari Raya packets.
• 1st Runner-Up Prize Winner: 4x RM20Touch 'n Go reload PIN and 2 Sets of Exclusive Zurich Malaysia Hari Raya packets.
• 2nd and 3rd Runner-Up Prize Winners: 2x RM20 Touch 'n Go reload PIN and 2 Sets of Exclusive Zurich Malaysia Hari Raya packets for each winner.
• 21 Consolation Prizes: 2 Sets of Exclusive Zurich Malaysia Hari Raya packets each.

TERMS AND CONDITIONS

1. Eligible participants must ensure that their Direct Messages on Facebook are open to public and be contactable for verification purposes.

2. Participants are required to set their Facebook profiles to public visibility, enabling us to access and review their following list.

3. The winners will be selected at random using a random name picker provided that the entry meets the qualification criteria stated herein.

4. A total of 25 entries will be shortlisted to compete for the prizes. The winner will be selected randomly using https://www.random.org/

To qualify for prizes, participants must complete all steps outlined in the “How to Participate” section. Participants may submit multiple entries; however, each participant is eligible to win only one prize.

5. Entries must be original and the post shall not contain any inappropriate or obscene language and content such as nudity, bullying, violence, spam, harassment, intimidation, hate speech, threats, discrimination, dating, plagiarism, unauthorised commercial communications, unlawful multi-level marketing, login information or access of accounts belonging to someone else or anything which is offensive or illegal under the laws of Malaysia.

6. By submitting their pictures, participants agree to grant the Organisers permission to use, reproduce, edit, and share their pictures for promotional purposes, including but not limited to social media platforms, websites, and marketing materials, without additional compensation.

7. The Organisers reserve the right, at their discretion, to remove any entries which do not comply with this Terms and Conditions.

8. Winners’ selection will be at the discretion of the judges provided that the entry meets the qualification criteria.

9. The Organisers, its affiliates, subsidiaries, employees, representatives, distributors and dealers shall not be liable for any losses or damages whatsoever suffered or sustained directly or indirectly (including but not limited to loss of opportunities and any indirect or consequential losses) or personal injury suffered or sustained by any participant in connection with or arising from participation in the Contest or with any of the prizes offered or forfeited.

10. The Terms and Conditions of the Contest shall be construed, governed and interpreted in accordance with the laws of Malaysia.

11. By participating in the Contest, participants hereby agree that the Organisers may collect, obtain, store and process the participants’personal data for the purposes of managing and operating the Contest in accordance with the Malaysian Personal Data Protection Act 2010 and the Organisers’ Privacy Policy or Personal Data Protection Notice which can be found at https://www.zurich.com.my/en/customer-hub/show-me-more-info/personal-data-protection-notice.

12. The Organisers reserve the right at their absolute discretion to vary, amend, delete or add to any of these Terms and Conditions without any prior notice.

13. These Terms and Conditions will prevail over any inconsistent terms, conditions, provisions or representations contained in any other promotional materials advertising the Contest.

14. The main language of the Terms and Conditions shall be the English language. Any translation to languages other than English shall be for convenience only.

15. By virtue of an entry to the Contest, participants signify their absolute acceptance and agreement to all the Terms and Conditions stipulated herein.

16. The Organisers reserve the right to cancel, terminate, or suspend this Contest at any time without giving any prior notice to the participants.

WINNER ANNOUNCEMENT

1. Only the 25 winners will be notified via Facebook private message at the end of the Contest Period. Winners are required to provide any additional information as requested by the Organisers within seven (7) working days from the date the private message is delivered. If a winner fails to provide the correct information within the seven (7) working days, his/her entry will be disqualified.

2. “Personal Details” needed from the winners are: full name (as per I/C), identity card number or passport number, delivery address, mobile number/ telephone number and email address.

3. The Organisers reserve the right to disqualify, at their absolute discretion, the eligibility of any participant and/or revoke or forfeit any prizes at any stage of the Contest if:

• entries submitted are incomplete or fail to fulfill any of the Terms and Conditions stipulated herein;
• there is a violation of any applicable laws or regulations; or
• for any reason whatsoever the Organisers have reason to believe that a participant has attempted to undermine the operation of the Contest in any way whatsoever, including but not limited to fraud, cheating or deception.

4. The Organisers’ decision on matters relating to the Contest (including, but not limited to the selection of the winners) shall be final and absolute. No discussion, correspondence, enquiry, appeal or challenge by any of the participants in respect of any decision of the Organisers shall be entertained.

5. Gift fulfillment will commence within 30 days after the Contest Period subject to the winners providing their accurate Personal Details to the Organisers.

6. The Organisers reserve the right to substitute or to replace the prizes with other prizes of similar value at any time without any prior notice given to the participants.

7. The prizes cannot be exchanged or sold for cash and are non-transferable to any other person.