For My Protection - For My Property

For My Property

Comprehensive coverage for your most valued properties.

Home insurance protects your house and your household contents from financial loss if something unexpected happens, such as a fire, theft, flood, or other damaging events subject to Terms and Conditions of the policy. 

Most home insurance policies in Malaysia provide similar basic coverage, such as protection against fire, theft, and natural disasters. The key differences are the additional benefits each insurer offers, such as coverage for personal belongings, temporary accommodation, or extended liability. It’s important to review these features carefully and select coverage that best matches your needs.

The premium of home insurance depends on factors such as the size and value of your property, its location, building materials, and the coverage options you choose. Basic coverage such as protection against fire or natural disasters is usually available at a standard rate, while adding extra benefits such as coverage for personal belongings or temporary accommodation may increase the premium.

For accurate pricing, request quotes from different insurers and compare coverage and benefits to find the protection plan that suits you best.

When planning insurance coverage for your first home, it's important to ensure protection for your property, belongings and liability. Here's step-by-step approach:

  1. Assess your needs
  2. Choose core insurance types
  3. Consider additional coverage options
  4. Compare and customise policies
  5. Understand terms and conditions
  6. Maintain your coverage 

For more infor on the sum insured calculation, please refer to the product brochure. 

Z-Home Protect offers a wide range of coverage for loss and damage to your buildings and/or contents used solely for residential purposes. 

To learn more about the plans and its benefits, please visit Z-Home Protect.

  • Call us at 1-300-888-622 (Mon–Fri, 8:30 AM–5:15 PM) or email us at callcentre@zurich.com.my to request a policy update.
  • Provide your bank loan details so we can update the mortgage clause.
  • Adjust your coverage (e.g. building sum insured) according to your bank requirements.
  • Submit any documents required by us.
  • You can also visit our branch or use our online enquiry channels for assistance.