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Important Notice

Please be informed that medical plans underwritten by Zurich Life Insurance Malaysia Berhad and Zurich Takaful Malaysia Berhad provide coverage for COVID-19 caused by SARS-CoV-2 (2019 novel coronavirus), subject to the terms and conditions specified in the respective plans. Zurich will waive the standard exclusion and continue to provide coverage, should the Ministry of Health classify the SARS-CoV-2 as among ‘communicable diseases requiring quarantine by law’. In the event you have / suspected to have contracted the SARS-CoV-2, please seek immediate medical attention. For enquiries, please email us at

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Individual Personal Accident

Live confidently by protecting yourself against the unexpected.

This yearly renewable PA policy is not only cover you upon death or disability but also offer you extra benefits such as Weekly Indemnity, Travelling Allowance, Medical Expenses and also Funeral Allowance.
  • Where can I get more information?
  • What benefits do I get?

    Death Benefit

    A total of Accidental Sum Assured will be paid in the event of Accidental Death of the insured.

    Permanent Disablement

    Upon disability due to an accident, an amount of up to total Accidental Sum Assured is payable depending on the percentage as written in the Table of Benefits.

    Funeral Allowance

    An amount of 10% of the Accidental Sum Assured or RM 2,000 whichever is lower, is payable to the beneficiary for funeral and cremation expenses.

    Temporary Total and Partial Disablement

    A weekly benefit amounting to the amount specified is payable in the event the insured is totally or partially disabled and unable to attend to all duties pertaining to his/her usual occupation or business.

    Accidental Hospital Income

    A weekly benefit amounting to the amount specifies is payable up to a maximum of 104 weeks in the event the insured is hospitalised for treatment of accidental injuries.

    Travelling Allowance

    A specific amount is payable to the insured's immediate family members for travelling expenses to and from the hospital.

    Accidental Medical Expenses

    Necessary and reasonable medical expenses incurred for treatment of injuries resulting from an accident will be reimbursed according to the specific limit per accident.

  • Contact us.

    Meet a Zurich Insurance Agent

    Meet A Zurich Agent

    Locate Your Nearest Zurich Branch  

    Locate Your Nearest Zurich Branch

    Contact Our Zurich Call Centre     

    Contact Our Zurich Call Centre

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Prepares you for costly medical expenses with comprehensive protection.