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Important Notice

Please be informed that medical plans underwritten by Zurich Life Insurance Malaysia Berhad and Zurich Takaful Malaysia Berhad provide coverage for COVID-19 caused by SARS-CoV-2 (2019 novel coronavirus), subject to the terms and conditions specified in the respective plans. Zurich will waive the standard exclusion and continue to provide coverage, should the Ministry of Health classify the SARS-CoV-2 as among ‘communicable diseases requiring quarantine by law’. In the event you have / suspected to have contracted the SARS-CoV-2, please seek immediate medical attention. For enquiries, please email us at callcentre@zurich.com.my

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Z-Travel Insurance (International)

Protecting you every step of the way

Whether you’re a first-time traveller or a seasoned global wanderer, we’ve designed this comprehensive policy to protect you when travelling overseas. With a 24-hour coverage and various benefits to cover almost any travel eventuality, you’ll be well protected from the moment you leave home until your return.

  • What benefits do I get?

    With Z-Travel Insurance (International), you'd be sure to enjoy a worry-free holiday!

    24 hours emergency

    24-Hour Emergency Medical Assistance Benefits

    rental car

    Rental Car Excess

    Protection for Amateur Sports

    Protection for Amateur Sports Including Scuba Diving, Winter Sports, Bungee Jumping & More

    terrorism

    Covers Acts of Terrorism

    home care benefits

    Home Care Benefits

    automatic extension

    Automatic Extension of Period of Insurance
    up to 30 Days

    personal accident

    Personal Accident Coverage

    high medical coverage

    High Medical Coverage

    liability coverage

    Liability Coverage

    Travel Inconvenience

    Travel Inconvenience Coverage

    24 worldwide

    24/7 Worldwide
    Zurich Travel Assistance

  • How much are the premiums?

    Premium Table:

    AREA 1 - AUSTRALIA, BRUNEI, CAMBODIA, CHINA [EXCLUDING TIBET & MONGOLIA (INNER & OUTER)], HONG KONG, INDIA, INDONESIA, JAPAN, KOREA, LAOS, MACAU, MALDIVES, MYANMAR, NEW ZEALAND, PAKISTAN, PHILIPPINES, SINGAPORE, SRI LANKA, TAIWAN, THAILAND AND VIETNAM.
    TRAVEL DURATION SILVER PLAN GOLD PLAN DIAMOND PLAN
    INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM) INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM) INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM)
    1 - 5 days 45 85 113 81 52 97 128 93 80 151 200 143
    6 - 10 days 56 104 138 101 65 121 161 114 99 187 247 177
    11 - 15 days 95 175 232 171 111 207 278 193 169 320 419 302
    16 - 20 days 124 228 302 224 146 271 365 251 222 419 547 396
    Each additional week, up to 26 weeks 24 42 57 42 28 51 70 47 42 80 103 76
    Annual Cover 300 N/A N/A 539 345 N/A N/A 622 489 N/A N/A 877


    AREA 2 - WORLDWIDE EXCLUDING CANADA, MONGOLIA (INNER & OUTER), NEPAL, TIBET AND USA.
    TRAVEL DURATION SILVER PLAN GOLD PLAN DIAMOND PLAN
    INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM) INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM) INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM)
    1 - 5 days 63 118 156 113 73 136 180 130 112 211 278 201
    6 - 10 days 77 146 192 141 89 168 223 163 140 263 344 250
    11 - 15 days 132 248 326 242 152 286 379 279 240 449 587 429
    16 - 20 days 173 323 425 317 198 374 496 366 316 589 768 564
    Each additional week, up to 26 weeks 34 61 80 61 38 70 93 70 61 112 145 108
    Annual Cover 406 N/A N/A 728 483 N/A N/A 866 683 N/A N/A 1,227


    AREA 3 - WORLDWIDE.
    TRAVEL DURATION SILVER PLAN GOLD PLAN DIAMOND PLAN
    INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM) INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM) INDIVIDUAL (RM) INDIVIDUAL & SPOUSE (RM) FAMILY (RM) SENIOR (RM)
    1 - 5 days 82 155 205 147 93 175 232 167 144 272 360 260
    6 - 10 days 101 191 255 182 117 219 288 208 178 339 445 321
    11 - 15 days 172 324 434 307 203 375 491 356 303 581 758 548
    16 - 20 days 225 423 568 400 267 491 643 466 397 761 991 717
    Each additional week, up to 26 weeks 42 80 108 76 51 93 122 89 76 145 187 135
    Annual Cover 483 N/A N/A 866 622 N/A N/A 1,221 883 N/A N/A 1,588
  • Which countries does this plan cover?

    The countries covered under this plan are categorised into three areas:

    Area 1

    Australia, Brunei, Cambodia, China [excluding Tibet & Mongolia (Inner & Outer)], Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam.

    Area 2

    Worldwide excluding Canada, Mongolia (Inner & Outer), Nepal, Tibet and USA.

    Area 3

    Worldwide.

  • Is there a range of plans that I can choose from?

    Schedule of Benefits



    SILVER PLAN GOLD PLAN DIAMOND PLAN
    BENEFIT BENEFIT DESCRIPTION MAXIMUM SUM INSURED (RM)
    Section A - Unlimited Cover & Medical Related Covers
    1 Medical Expenses
    1A Overseas Medical Expenses 300,000 500,000 Unlimited
    1B Overseas Dental Expenses Included in 1A Included in 1A Included in 1A
    1C Follow Up Treatment in Malaysia 50,000 50,000 50,000
    1D Alternative Medicine 500 500 1,000
    1E Outpatient Treatment in Malaysia Included in 1C Included in 1C Included in 1C
    2 Overseas Hospital Income (RM250 per day) 15,000 15,000 30,000
    3 Child Care Benefit 7,000 10,000 15,000
    4 Compassionate Visit 7,000 10,000 15,000
    5 Emergency Medical Evacuation Unlimited Unlimited Unlimited
    6 Medical Repatriation Unlimited Unlimited Unlimited
    7 Repatriation of Mortal Remains Unlimited Unlimited Unlimited
    Section B - Travel Inconvenience Covers
    8 Travel Cancellation
    8A Travel Cancellation 20,000 25,000 30,000
    8B Travel Alteration 20,000 25,000 30,000
    9 Travel Curtailment 20,000 25,000 30,000
    10 Travel Interruption 1,000 1,500 3,000
    11 Travel Delay - more than 6 consecutive hours
    (RM150 for every 6 consecutive hours)
    Overseas 3,600,
    within Malaysia 450
    Overseas 3,600,
    within Malaysia 450
    Overseas 7,200,
    within Malaysia 900
    12 Travel Misconnection - more than 6 consecutive hours
    (RM200 for every 6 consecutive hours)
    400 600 1,200
    13 Travel Reroute - more than 6 consecutive hours
    (RM200 for every 6 consecutive hours)
    400 600 1,200
    14 Baggage Delay - more than 6 consecutive hours
    (RM200 for every 6 consecutive hours)
    Overseas 800,
    within Malaysia 200
    Overseas 800,
    within Malaysia 200
    Overseas 2,000,
    within Malaysia 800
    15 Baggage & Personal Effects
    Sub-limit for Benefit 15:
    5,000 7,000 10,000
    (i) Any one (1) items or Pair or Set of Items 500 500 500
    (ii) Portable Personal Computers 1,000 1,500 2,000
    (iii) Baggage 250 250 250
    16 Personal Money 1,000 2,000 3,000
    17 Travel Documents 5,000 6,000 8,000
    18 Personal Credit Card Theft 1,000 1,500 3,000
    Section C - Personal Accident & Liability Covers
    19 Accidental Death and Permanent Disablement
    (i) 30 days to 17 years old 75,000 75,000 125,000
    (i) 18 years old to 85 years old 300,000 300,000 500,000
    20 Personal Liability 1,000,000 1,000,000 1,000,000
    Section D - Urban Traveler's Covers
    21 Home Care Benefits 2,000 3,000 5,000
    22 Pet Care Benefits 1,000 1,000 1,000
    23 Rental Car Excess
    23A Car Excess 2,000 3,000 5,000
    23B Car Return Included in 23A Included in 23A Included in 23A
    24 Emergency Telephone and Internet Usage 100 200 500
    25 Special Coverage
    (i) 30 days to 17 years old 75,000 75,000 125,000
    (ii) 18 years old to 85 years old 300,000 300,000 500,000
    Section E - Additional Benefits
    26 Badal Haji (only applicable to Muslim) 3,000 3,000 3,000
    27 Wakaf (only applicable to Muslim) 1,000 1,000 1,000
    28 Qurban (only applicable to Muslim) 1,000 1,000 1,000
    29 Emergency Cash (only applicable to non-Muslim) 5,000 5,000 5,000
    Section F - Travel Assistance Benefits
    30 Travel Assist Included Included Included

    Note: Please refer to the policy wording for full description of benefits, terms, conditions and exclusions under this product.

  • Where can I get more information?
  • Who is eligible for this plan?
    1. If you are the Insured Person or Insured Person’s Spouse covered under Individual Cover, Individual and Spouse Cover or Family Cover, you must be between thirty (30) days old to seventy (70) years old.
    2. If you are the Insured Person covered under Senior Cover, you must be between seventy-one (71) to eighty-five (85) years old.
    3. If you are the Child covered under Family Cover, you must be between thirty (30) days old to seventeen (17) years old, or twenty-three (23) years old if studying as a full-time student at the commencement of the journey.
    4. If you are the Insured Person covered under Annual Trip, you must be between thirty (30) days old to seventy (70) years old. For Annual Trip, your policy can be renewed up to eighty-five (85) years old.
    5. If the Insured Person is a minor with age seventeen (17) years old or below, the policy must be purchased by his or her parent or legal guardian

    Note: All ages refer to the age of your next birthday.
  • Contact us.

    Meet a Zurich Insurance Agent


    Locate Your Nearest Zurich Branch

    Locate Your Nearest Zurich Branch


    Contact Our Zurich Call Centre


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