Car and Motorcycle Takaful
Zurich Motor Takaful Products
The joy of going on a trip with your family in your car or two-wheeler is immeasurable. However, road accidents due to various reasons can strike you, your family, and your vehicle. If such an unfortunate event occurs, you can rely on various Motor takaful plans from Zurich Malaysia that are focused on providing financial coverage not only for your vehicle but for you and your family too. Zurich Motor takaful is Shariah-compliant and offers flexible, comprehensive benefits and super value add-ons to protect your loved ones and your vehicle. Choose motor takaful for your 4-wheeler, motorcycle or roadside assisstance as per your needs.
Motor Takaful Coverage for you and your vehicle
What is motor takaful?
Motor Takaful is a Shariah-compliant plan that provides financial coverage for your vehicle, passengers, and you in the event of a car or mototcycle accident. Some motor takaful plans also cover road assistance as well. Motor Takaful from Zurich Malaysia provides plans to cover your vehicle as well as roadside assistance. Choose a comprehensive motor takaful plan that suits your needs.
What is the difference between motor takaful and motor insurance?
While motor insurance and motor takaful are comparable plans but differ in their operating models.
Motor Insurance
- Is not Shariah-compliant
- Policyholders do not get their premiums back if they do not make any claim
- May contain elements of Gambling, Uncertainty, and Interest
Motor Takaful
- Follows Islamic Shariah Ideals
- Participants receive the surplus (if any) when they do not make any claim
- Does not contain any elements of Al-Gharar (uncertainty), Al-Maisir (gambling), and Riba (interest)