Group Personal Accident

Group Personal Accident

Round the clock protection for your staff, whether they're work or at play.

When you run an organization, your team is your most valuable asset. So be sure you get them 24-hour protection with the Group Personal Accident policy. It covers accidental injury resulting from work, sports, leisure, domestic and other activities carried out anywhere in the world.

What is the scope of cover?

  • Death Benefit
    A total of Accidental Sum Insured will be paid in the event of Accidental Death of the insured person.

  • Funeral Allowance
    An amount of 10% of the Accidental Sum Insured or RM 2,000 whichever is lower, is payable to the beneficiary for funeral and cremation expenses.

  • Temporary Total and Partial Disablement
    A weekly benefit amounting to the amount specified is payable in the event the insured person is totally or partially disabled and unable to attend to all duties pertaining to his/her usual occupation or business.

  • Permanent Disablement
    Upon disability due to an accident, an amount of up to total Accidental Sum Insured is payable depending on the percentage as stipulated in the Table of Benefits.

  • Accidental Hospital Income
    A weekly benefit amounting to the amount specified is payable up to a maximum of 104 weeks in the event the insured person is hospitalized for treatment of accidental injuries.

  • Accidental Medical Expenses
    Necessary and reasonable medical expenses incurred for treatment of injuries resulting from an accident will be reimbursed according to the specific limit per accident.

  • Travelling Allowance
    A specific amount is payable to the insured person's immediate family members for travelling expenses to and from the hospital.

How much are the premiums?

Group Discount
You shall enjoy the privilege of 10% group discount on the annual premium rates above if the group size under a single Policy consists of 100 persons and above.

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