Motor is mandatory protection and accounts for 46.2% of the total general insurance market in 2016. Beginning 1st July 2017, the motor tariff will be liberalised (commonly known as 'detariffication'). This means removing the current motor tariff structure or freeing up the fixed premium/contributions rates so that insurance companies and takaful operators are able to charge premiums/contributions that correspond to the risk behaviour of consumers. This will pave the way for more innovative products with competitive pricing to enter the market, giving you greater flexibility to choose the best protection according to your needs and preferences.