Equipment All Risk Takaful

Equipment All Risk Takaful

Coverage for industrial or commercial equipment.

Accidents and unfortunate events can happen even to equipment and machineries when you least expect. Is your company financially secured if something unfortunate were to happen? Some businesses rely largely on their machineries and equipments to operate and it is important to provide necessary coverage.

  • English

    What benefits do I get?

    Our Equipment All Risk Takaful provides comprehensive coverage for mobile equipment such as cranes and tractors as well as immobile industrial or commercial equipment. It covers various risks such as fire, lightning, theft and external accidental damage.

    The duration of cover is for one year. You need to renew your Takaful cover annually.

    Equipment All Risk Takaful - Mobile Equipment

    Mobile Equipment

    This class of takaful is specially designed to cover mobile vehicles or equipment which are not licensed for general road use. Some examples include forklifts, wheel loaders, agricultural tractors, excavators, bulldozers, crawlers etc.

    The certificate covers loss or damage to the property covered by:-

    • Accidental collision or overturning or collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear
    • Fire, external explosion, self-ignition or lightning
    • Theft
    • Malicious Act
    Equipment All Risk Takaful - Inmobile Equipment

    Immobile Equipment

    The coverage provided is very wide and embraces accidents or misfortunes not expressly excluded. The certificate covers loss or damage to immobile industrial or commercial equipment arising from:-

    • Fire and lightning
    • Theft consequent upon violent or threat of violence to persons or forcible and violent entry into or exit from the Premise
    • External accidental damage
  • Bahasa Malaysia

    Apakah manfaat yang saya perolehi?

    Takaful Semua Risiko Peralatan kami memberi perlindungan komprehensif untuk peralatan mudah alih seperti kren dan traktor serta peralatan statik industri atau komersil. Ia melindungi pelbagai risiko seperti kebakaran, kilat, kecurian dan kerosakan kemalangan luaran.

    Tempoh perlindungan ialah selama setahun. Anda perlu memperbaharui perlindungan Takaful anda setiap tahun.

    Equipment All Risk Takaful - Mobile Equipment

    Peralatan Mudah Alih

    Ia direka secara khas untuk melindungi kenderaan atau peralatan mudah alih yang tidak dibenarkan di atas jalan awam. Contoh termasuk, mesin pengangkat, traktor pertanian, jentolak dan lain lain.

    Sijil ini melindungi kerugian atau kerosakan kepada harta dilindungi oleh:-

    • Pertembungan atau terbalik secara tidak segaja atau pertembungan atau terbalik akibat kerosakan mekanikal atau kesan haus dan lusuh
    • Kebakaran, letupan luar, pembakaran sendiri atau kilat
    • Kecurian
    • Kelakuan niat jahat
    Equipment All Risk Takaful - Inmobile Equipment

    Peralatan Statik

    Perlindungan yang diberikan adalah meluas dan merangkumi kemalangan atau kejadian tidak diingini yang mana pengecualiannya tidak dinyatakan. Sijil ini melindungi kerugian atau kerosakan kepada peralatan statik industri atau  komersil berpunca daripada:-

    • Kebakaran dan kilat
    • Kecurian akibat keganasan atau ancaman keganasan kepada orang atau masuk atau keluar secara paksaan dan ganas ke premis
    • Kerosakan luar secara tidak sengaja

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