Zurich SME Business Insurance / Takaful
A needs-based customised solution for your business protection.
As a business owner or manager, you’d rather not worry about the fine details of protecting your business. That is why we have tailored 3 types of comprehensive SME Business solutions for you to choose from, so that all you need to do is focus on growing your business while we will take care of protecting it. At Zurich, you can be assured of receiving the best service in the industry and the most competitive price!
Z ONE BUSINESS
For those who want a straight forward yet comprehensive coverage
Z FLEXI BUSINESS
For those who want to be empowered to decide their coverage of their business
Z MAX BUSINESS
For those who run large SME businesses
-
What benefits do I get?
Customised Solutions
Each product offers 3 types of plans for you to choose from, that would best suit your business segmentDiscounted Rates
Get up to 30% discount for your Fire Insurance / TakafulFlexibility
A combined single limit for Z ONE Business (Non Fire Classes) coverage which allows you to divide the entire limit amount as neededGuaranteed Acceptance
When you meet our 3 simple pre-underwriting rules:- Applicable to Construction Class 1A and 1B only
- No previous loss > RM 10,000
- Your proposed insurance / takaful has not been declined / cancelled / refused renewal previously
Complimentary Benefits
Enjoy complimentary benefits that are applicable for all segments:- Anti-theft system replacement
- Cleaning cost
- Personal effects
-
What kind of product and coverage is right for me?Here is an overview of our Zurich SME solutions. Each product offers 3 types of plans for you to choose from, that would best suit your business segment.
For more information, please download the relevant brochure in "Where can I get more information?" section below.PRODUCT Z ONE Z FLEXI Z MAX No. of Employees Up to 10 employees Up to 30 employees
FIRE SECTION Fire Up to RM 10 million RM 10 million - RM 50 million Fire Consequential Loss (Optional) Up to RM 10 million RM 10 million - RM 50 million Equipment All Risks (Optional) Up to RM 5 million NON FIRE SECTION / PACKAGED SECTION Burglary Combined Single Limit
RM 50,000 – RM 150,000
Up to 10 employees
RM 30,000 - RM 75,000 RM 200,000 - RM 1 million Money in Transit / Premises
Up to RM 20,000 (in transit)
Up to RM 50,000 (in premises)Up to RM 50,000 (in transit)
Up to RM 100,000 (in premises)Goods in Transit RM 10,000 - RM 30,000
(Optional)RM 20,000 - RM 50,000
(Optional)Plate Glass (including Signboard) Not Applicable Not Applicable Fidelity Guarantee RM 10,000 - RM 30,000
(up to 30 employees)RM 20,000 - RM 50,000
(up to 30 employees)Employer's Liability RM 250,000 - RM 1 million
RM 100,000 - RM 300,000
(Optional)RM 250,000 - RM 1 million
(Optional)Public Liability RM 250,000 - RM 1 million RM 500,000 - RM 2 million BUSINESS SEGMENTS Food and Beverages
Manufacturer
Motor Showrooms and Motor Workshop Office and Services
Retailer Tourism
Wholesalers and Distribution Hotelier
-
Where can I get more information?
Brochures
Product Disclosure Sheets
Policy Wordings / Certificate Wordings
-
Contact us.