Protect Your Business from Product Defects - Product Liability Insurance
Protection against financial costs if your products are compromised.
This policy covers the Insured’s legal liability to compensate third-party for bodily injury or property damage arising from claims first made in writing during the insurance period, resulting from accidents caused by defective products that were supplied, distributed or sold. Liability for defective products may arise due to negligence in the processes of manufacturing, design, storage, packaging or marketing including product information such as misrepresentation, failure to provide warnings, or inadequate usage instructions.
This Company will pay to or on behalf of the Insured up to the Limit of Liability when the Insured is legally liable to pay as compensation for: -
a) Bodily Injury to third party; and/or
b) Damage to third party’s tangible property
caused by the nature, condition, or quality of products that have been manufactured, sold, supplied, distributed, installed, serviced or treated by the Insured, after they have left the Insured’s custody or control.
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The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Insurance Malaysia's website or PIDM's website.