For My Safety - Accidental Takaful
Why choose Zurich Takaful Accidental Protection Plan?
Zurich Takaful Accidental Protection Plans are based on Shariah ideals offer a wide list of coverages for accidents, accidental deaths, bodily injuries, medical treatment, traditional treatment, and more. The coverage option provides protection to participants and their dependents in the event of an accident or crime. Zurich Takaful even provides additional benefits that you can select if you wish to widen your coverage. You can even select a group accident takaful plan for your workforce or family. The plans are designed with flexible term coverages and they require minimum tabarru. So, rest assured that, if you or your dependents fall victim to any such unforeseen situation that can cause death or harm to you, our plans will provide all the financial help that is required to overcome the situation.
Accidental Takaful for You and Your Family.
Accidents are those unforeseen events which we cannot control. What we can control is our preparedness to face such incidents. Our accident protection plans are designed to help you and your family with financial coverage so that if you and your loved ones were to face any such situation then you have access to finances without having to stress about it.
Zurich has designed accident takaful plans that are Shariah-compliant and come with flexible options and term coverages. Depending on the requirements, you can select the plans to get coverage against accidents, total permanent disability, injuries, and more. The wide range of benefits provided can let you and your dear ones stay stress-free when it comes to paying for hospital charges and the likes.
The current COVID-19 pandemic brought forth the need to fashion an accidental takaful that is clearly aligned with the needs and complex nature of hospitalization care or unfortunate death. Zurich Malaysia drafted Z-COVAC and Z-eCOVAC takaful plans to address these special needs of our users.
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Takaful Accidental Plan Frequently Asked Questions
What is covered under Takaful Accidental Protection plan?
Takaful Accident Protection plan offers death benefits, coverage for Accidental Death & Dismemberment, medical reimbursement, daily hospital income, coverage for death due to diseases like malaria, dengue fever, and more. Such plans even offer coverage if you or your loved one were to be kidnapped. You can opt for personal accident protection plans, group accident protection plans, and plans that offer coverage for complications, death, or hospitalization cause due to post-COVID 19 vaccination.
What is the difference between Accident Takaful and Health Takaful?
Health takaful plans offer coverage against illnesses and expenses that can arise due to health-related issues. Accident takaful, on the other hand, provides coverage for death, physical disablement caused due to an accident or illness. Both the takaful plans provide benefits that can keep you and your family safe from financial burden when faced with an illness or unforeseen situation.
Is Accidental Takaful a good idea?
Yes, accident takaful, which can be compared to a conventional accident insurance plan, offers coverage for death and disablement amongst various other benefits. Under accident takaful, you can subscribe to various plans that will offer your financial protection in the event of an accident or unforeseen situation. You can even get a group accident takaful plan if you wish to contribute for a plan that provides protection for your whole family or group of employees. Accident takaful plans also offer cashless treatments, coverage for surgeries, injuries, fractures, hospital bills, and so on.